New method allowing you to create a Hash from an Enumerable:

%w(driver owner drivy).index_with(nil)
# => { 'driver' => nil, 'owner' => nil, 'drivy' => nil }

%w(driver owner drivy).index_with { |role| delta_amount_for(role) }
# => { 'driver' => '...', 'owner' => '...', 'drivy' => '...' }